RRM
Position: CREDIT MANAGER – Commercial Vehicles / Auto Loans/ LAP
BU Name:Risk Management
Objective: The primary purpose of the role is credit underwriting and risk management for his region.
Responsibilities
Appraise /recommend / approve proposals as per the delegation of authority.
• Monitor credit decisioning by the team
• Develop & motivate the credit team.
• Review delinquent cases and document learning’s / portfolio reviews for risk management
• Conduct process audits
• Recommend changes to policy / process based on local nuances / competitor feedback.
• Establish and monitor vendors; maintain a pipeline for growth / attrition.
• Implement system integration plans.
• Assist the Risk Management Group in research and analysis on industries/clients/markets.
• Monitor credit decisioning by the team
• Develop & motivate the credit team.
• Review delinquent cases and document learning’s / portfolio reviews for risk management
• Conduct process audits
• Recommend changes to policy / process based on local nuances / competitor feedback.
• Establish and monitor vendors; maintain a pipeline for growth / attrition.
• Implement system integration plans.
• Assist the Risk Management Group in research and analysis on industries/clients/markets.
Essential competencies:
• In depth knowledge of regional market.
• Networking with peers in competition & retail customers preferred.
• Technical and professional know-how esp experience in working capital lending.
• Service focussed
• Drive for making things happen
• Innovation and creativity
• Open to change and eagerness to grow
• Teamwork, co-operation and sharingGood communication and presentation skills.
Qualifications and Experience Background :
MBA/CA with 10 years & above of experience in Banking Industry

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