YES Bank looking for Credit Manager !!


RRM

Position:  CREDIT MANAGER – Commercial Vehicles /  Auto Loans/ LAP

BU Name:Risk Management

Objective: The primary purpose of the role is credit underwriting and risk management for his region.


Responsibilities 

    Appraise /recommend / approve proposals as per the delegation of authority.
•        Monitor credit decisioning by the team
•        Develop & motivate the credit team.
•        Review delinquent cases and document learning’s / portfolio reviews for risk management
•        Conduct process audits
•        Recommend changes to policy / process based on local nuances / competitor feedback.
•        Establish and monitor vendors; maintain a pipeline for growth / attrition.
•        Implement system integration plans.
•        Assist the Risk Management Group in research and analysis on industries/clients/markets.

Essential competencies:

•        In depth knowledge of regional market.
•        Networking with peers in competition & retail customers preferred.
•        Technical and professional know-how esp experience in working capital lending.
•        Service focussed
•        Drive for making things happen
•        Innovation and creativity
•        Open to change and eagerness to grow
•        Teamwork, co-operation and sharingGood communication and presentation skills.

Qualifications and Experience Background :

     MBA/CA with 10 years & above of experience in Banking Industry




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